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FEES

Fees Apply To All Personal Accounts

Account Reconciliation
$25.00 per hour (minimum one-half hour)

Account Research
$20.00 per hour (minimum one-half hour)

Checking Account Closed in Overdraft Position - $25.00

Check Printing
Fee varies by style of check and quantity ordered

Collection Items
$10.00 per item

Closing Fee
$10.00 closing fee will be assessed on personal savings accounts closed within one year of the opening date.

Copies
Check copy - $4.00 each, 4 copies a year at no charge with check safekeeping
Statement copy - $4.00 per statement

Counter Checks
$.50 per item

Cross Border ATM and Check Card Transactions
2% of the total transaction amount

Deposited Items Return Fee (Charge Backs)
$3.50 each

Deposit Verification Fee
$15.00

Dormant Account Fee
$6.00 per month

Money Orders
$2.00 each for customers

Inactivity Fee
(Applies only to Free Checking, Group Banking and Free Small Business Checking)
$2.00 per month

Insufficient Funds/Returned Check Fee
$27.75 per item

Official Checks
$3.00 for customers

Overdraft Fee
$27.75 per item

Phone Transfer Fee
No charge through Colorado State Bank and Trust's 24-Hour ExpressBank Automated Service or Online Banking
$2.00 per transfer through Customer Service Representatives

Safe Deposit Boxes
Contact your Consumer Banker for Prices

Special Statement Cycle
$5.00 each

Stop Payment Fee
$27.75 each

Transaction Summary Statements
$2.00 each

TransFund (ATM)
Free CSBT ATM transactions and Fast Bank Network ATM Transactions.
$1.00 per ATM transaction at non-Colorado State Bank and Trust ATMs

Travel and Gift Card Products
Fees vary by product selected

Undeliverable Mail Fee
$15.00 one time charge upon return of second undeliverable mail statement

Wire Transfer Fee
Domestic/Customers
$6.00 per incoming transfer/$12.00 per outgoing transfer

Zipper Bags
$5.00 (5-1/2" x 10-1/2")
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