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Take advantage of one of the most convenient ways to borrow money and perhaps save on your taxes at the same time, with a home equity loan from CSBT. If you have been putting hard work and money into your home, Colorado State Bank and Trust would like to help you reap the rewards you deserve. Explore the possibilities of securing your Home Equity Loan with a First or Second Mortgage.

First Mortgage Refinance Traditional Home Equity Loan 100% Home Equity Loan
A Refinance of Purchase money loan from CSBT is an excellent way to take advantage of low interest rates. It allows you to borrow up to 80% of the value of your home to refinance your first mortgage while getting cash-out.
  • Borrow up to 80% of your homes value
  • Refinance first mortgage
  • Loan amounts from $5,000 to $200,000
  • Tax Savings
  • Fixed low interest rates
  • Single advance of funds
  • Repayment terms from 6 to 15 years
The traditional home equity loan is an excellent way to take advantage of the equity you have established in your home. It allows you to borrow up to 80% of your home's equity and offers extended repayment terms. Depending on the amount of equity in your home, you may qualify to borrow from $1,000 to $100,000.
  • Borrow up to 80% of your homes value
  • No Closing Cost
  • Tax Savings
  • Fixed Low Interest Rate
  • Convenient Auto Payment from your CSBT Checking Account
  • Single Advance of Funds
With most banks you must have at least 20% or more equity in your home to qualify for a loan. At CSBT we recognize that establishing equity in your home takes time. That's why we have created a special program that allows you to borrow up to 100% of your home's value so you can put your equity to work sooner. If you've never applied for a home equity loan because you didn't think you had enough equity or you simply wanted to borrow more, then this is the loan for you.
  • Borrow up to 100% of your homes value
  • No Closing Cost
  • Tax Savings
  • Low Variable Interest Rate
  • Convenient Auto Payment from your CSBT Checking Account
  • Single Advance of Funds
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