CDs / Savings Accounts

What's the best way to save? The answer is, it depends. We can help you grow your money with a variety of accounts. Take a look, compare — and then open the one that's right for you, today.

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What's the Best Way to Save

What's "best" is what's right for you. And what's right for you depends on your financial goals. Choose one of the following goals that best fits your current needs, and you'll see some recommendations. Or for more options, simply compare and choose from the full list. Then, when you're ready to take the next step, we're here to help.

Savings Accounts

If you're just starting on your savings journey, our Personal Savings account might be the right fit. It has a competitive interest rate and a low balance requirement.

Money Market Accounts

If you're further along in your savings journey, you may prefer our money market accounts, which offer higher interest rates than a standard savings account. We have two different types to choose from to help you further customize your account to your goals.

Certificate of Deposit

If you're interested in longer-term savings, and you don't need access to your money for a fixed period of time, a CD might be right for you. With terms from one week to seven years, you can take advantage of higher interest rates while knowing your money will be ready when you are.


It's never too early — or too late — to think about retirement, and if you're ready to start saving for the future, we offer a variety of IRA options. We'll help you rollover funds into an IRA so that you can easily take advantage of tax-deferred earnings and possible yearly deductions with competitive money market rates.
Savings Accounts

Ready to Maximize Your Savings?

Consider an interest-bearing checking account so that all your money can work for you.

When Your Bank Means More to You Than Just Banking

We know that behind every savings account there's a goal, and at Colorado State Bank and Trust we take those goals seriously. That's why we've put together some tips and tricks for reaching some of the most common goals out there.

What Makes Our Savings Accounts Stand Out?

Automated Savings

Using QuickSave and our automatic transfers, you can figure out how much you want to save each month, set it up once, and then "pay yourself" every month. It's the easiest way to save!

Competitive Interest Rates

All of our savings and money market accounts and our certificates of deposit offer very competitive interest rates so your money can work for you. Visit our deposit rates page for more information.